Welcome to Non Status Mortgages Free Help and Advice

Non Status Mortgages or self certified mortgages are mortgages ideally suited to company directors, contract workers or the self employed. Anyone in fact who has experienced difficulty in obtaining a mortgage because of not being able to prove their income. Many banks and building societies take a cautious view of those with such circumstances, and for such individuals, Non Status Mortgages are the ideal mortgage product.

"Non Status Mortgages are not the ideal product for everyone, but for Company Directors, Contract Workers or the Self Employed they are the ideal mortgage product."

Non Status Mortgages	Flexible Rate Mortgages	Self Certification Mortgages
Bad Credit Mortgages	Interest Only Mortgages	Self Certified Mortgages
Buy to Let Mortgages	Offset Mortgages	Self Employed Mortgages
Commercial Mortgages	Poor Credit Mortgages	Shared Equity Mortgages
First Time Buyer Mortgages	Remortgages	Shared Ownership Mortgages
Fixed Rate Mortgages	Right to Buy Mortgages	Tracker Mortgages

Why Non Status Mortgages?

Non Status Mortgages are offered without the necessity of providing proof of income, existing mortgage statements, bank statements or audited accounts, making them ideally suited for the likes of the self employed or anyone else who can afford a mortgage but cannot prove their income. They allow you to declare an income you may not be able to prove without the necessary documentation.

Who are Non Status Mortgages Ideal for?

Company Directors
Self Employed
Those with CCJs
Contract Workers

Those with a poor credit rating
Seasonal Workers
Discharged Bankrupts
Those with Mortgage Arrears

Non Status Mortgages Advice

The best advice for anyone seeking a Non Status mortgage is to seek professional help from a professional mortgage broker or advisor. They will have experience in dealing with mortgage products tailored towards company directors and the self employed, and be able to guide you towards specialist lenders who offer more flexible products than the standard mortgage.

Would a Non Status Mortgage be Ideal for You?

In addition to company directors, contract workers and the self employed, Non Status Mortgages are also suitable for many other individuals. Perhaps you simply cannot produce the necessary 3 years accounts required by traditional lenders, or maybe you have county court judgements or a bad credit rating. Perhaps you have only recently become self employed and have no accounts at all, or perhaps you are a discharged bankrupt or have mortgage arrears on your existing mortgage. Perhaps your income is from numerous sources and therefore difficult to quantify, or perhaps it's seasonal and so doesn't fit the standard requirements of a more traditional mortgage product. If any of those circumstances apply to you, then a Non Status Mortgage might be the answer to your mortgage problems.

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